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12 Fun and Cheap Anniversary Ideas

By on Jul 21, 2015 in Budget, Relationships | 2 comments

Like the rest of the world, us personal finance aficionados like to celebrate special occasions too – we just prefer to do so in a way that ensures our financial goals stay intact. The longer I am married, the more I find that simply being with my husband on our anniversary is what’s most important to me. What we do or how much we spend is no longer...

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How to Avoid Becoming House Poor

By on Jun 23, 2015 in Budget | 3 comments

When the housing bubble burst in 2006-2007, and housing values hit even newer lows in 2012, America’s homeowners felt the impact on their wallets big time. Home foreclosures spiked from roughly 885,000 in 2005 to 1,259,000 in 2006, an increase of approximately 42%, according to Wikipedia’s timeline of the U.S. housing bubble.  The experts tell us that...

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Recommend Budget Percentages by Category

By on Apr 30, 2015 in Budget, Money | 4 comments

One of the biggest tools of success when it comes to money management involves knowing where your money goes each month. Many individuals, couples and families fall into financial trouble but don’t understand why because they miss this financial management basic. Making a budget and a spend-tracking sheet can feel a bit like having overly strict parents: your budget...

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The Challenge Everything Budget

By on Feb 3, 2015 in Budget, Saving Money | 18 comments

Readers of personal finance blogs might be hearing about a new way of budgeting and saving money.  It’s called the Challenge Everything budget.  One of the pioneers of the Challenge Everything budget, J$ of Budgets Are Sexy, explains it like this: “It’s my new mentality of challenging the ‘norm’ and getting my expenses as low as possible...

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5 Ways to Get Financial Fit for the New Year

By on Jan 15, 2015 in Budget, Retirement, Savings | 0 comments

It’s a new year and that means that no matter what happened last year, you can start over with a clean slate. Here are five things that you can start doing in 2015 to better your financial picture and start on a path toward achieving your financial goals. Pay off consumer debt Debt can be debilitating. That’s why my wife and I decided to pay off $52,000 in debt in...

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How to Remodel on a Budget

By on Jan 6, 2015 in Budget, Saving Money | 0 comments

Home remodeling and improvement costs can be expensive, if you allow them to, but there are plenty of ways to remodel on a budget.  Whether your remodel or home improvement means re-doing a room, finishing off a basement, staging your home or simply updating and replacing worn items, there are several avenues available that will help you improve your home at...

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