The Purpose of an Emergency Fund

Emergencies happen and you need to be prepared. If you were to have the transmission go out on your car, how would you pay for it? Would you put it on a credit card? If the emergency cost you $2,000, how long would it take you to pay off that card? According...

3 Things to do with your Tax Refund

April 15th is coming up, and if you live in the United States, you know that means tax returns are on the horizon. Here are 3 things that I recommend you do with your tax return: 1. Pay Down Debt with Your Tax Refund If you have accumulated debt, now would be a good...

Emergency Savings Fund

Have you ever had your car break down? Have you ever had a water heater burst? What about an Air Conditioner that just stopped working in the middle of summer? If you said ‘Yes’ to any of these, you are not alone. I think you would be hard pressed to find...